Freelancer
Handle variable income without losing control of essentials.
Why Moneda exists
Moneda began as a student project—built by someone who wanted to monitor their own expenses and finally see where their money was going. As a student, the developer faced the same confusion and stress as most people: money coming in, but never knowing exactly where it went. The app was designed to be simple, honest, and narrative-driven, so anyone could gain clarity without feeling overwhelmed.
Moneda is for freelancers with irregular income, fresh grads managing a first salary, and families saving for something meaningful. You do not need to be a finance expert. You just need a clear picture—and a story that makes sense for your life.
Fresh grad
Build confident money habits from your very first paycheck.
Family
Align spending with goals that matter to everyone in the household.
Features built for everyday life
Create free accountBudgeting without shame
Build category budgets that fit real life, then adjust when things change instead of feeling behind.
Transaction tracking that stays simple
Log spending quickly, spot patterns instantly, and stop guessing where your paycheck disappeared to.
Savings insights you can act on
See trends, not noise. Know what is improving month over month and what needs attention now.
Privacy-first from day one
Your financial data is protected in transit and at rest, with clear terms and policy transparency.
Moneda does not punish you for spending. It gives you context so you can make better choices next month.
Set up this device
Create your device profile, wallet, and first budget in a calm guided flow.
Track right away
Add transactions, savings goals, and debts locally, then organize them into categories that make sense to you.
Add backup when ready
Sign in later if you want cloud backup and multi-device sync without giving up local access.
How it works
1
Set up this device
Create your device profile, wallet, and first budget in a calm guided flow.
2
Track right away
Add transactions, savings goals, and debts locally, then organize them into categories that make sense to you.
3
Add backup when ready
Sign in later if you want cloud backup and multi-device sync without giving up local access.
What users say
“I was not overspending wildly. I was just blind. Moneda gave me a clean picture in one week.”
“My first salary used to disappear by month-end. Now I know exactly what goes to food, transport, and fun.”
“We started using Moneda as a family and finally hit our emergency fund target consistently.”